Insurance Claim1

How many out in blogland love to procrastinate?  Well, maybe you don't love to procrastinate but you do it anyway, right?   Like holiday shopping, or buying the wife an anniversary gift, or waiting until 3:00AM to do your homework, or making that dentist/doctor appointment, or updating a will/trust. It was because of that last one (updating a trust) that compelled a couple to come into my library the other day.  Seems once upon a time Dad had prepared a trust.  Spent thousands of dollars on it, he did.  Then one day, Dad died. The way the couple told it, Dad was meticulous.  Dad had planned for everything.  Every piece of property was accounted for, every penny was identified, everything was planned down to the finest detail.   Problem was, while everything was carefully examined, "someone" had failed to fund Dad's trust .  Not a single asset had been transferred to Dad's trust before he died.   Big OOPS! S...

What is it with death and dying?  I mean, why are people so fixated on life that they're afraid of dying?  Face it, we're all getting older. From the second we pop out the womb, we're getting older.  I was reading an article today about how old people (i.e. people older than me) are constantly clamoring for the latest tip on how to find or manipulate the fountain of youth . You want to know the secret to a long life?  Eat lots and lots of fiber.  You won't live longer but it will feel like it.  For the rest of you who realize that death and dying are inevitable, might I make a suggestion that will help with the your passing.  Save all your money for your beneficiaries or spend it all before you die. If you are all for saving your money, then in good company you are because there are millions of ways to invest your hard earned monies and ensure that it goes where you want it to go.  For the saving and giving crowd, might I suggest you take...

Do you know what a tool belt is used for?  It's to hold tools.  Tools like a hammer or measuring tape or a level.  You use tools to accomplish things - like saving time.  When you use a measuring tape to hammer a nail, you aren't saving time.  When you use a level to measure distance, you aren't saving time.  When you try to do your own research instead of using a Librarian who does this stuff every day, you're not saving time and you're just going to get frustrated. Wait, what?  See a while back, I got in to an argument with a buddy of mine.  He a real estate broker and he's really good at all things real estate.  He's spouting how worthless Librarians are and how he's the bees knees when it comes to all things research.  Sad, that he hasn't got anything better to do with his time than to try to do his job AND my job at the same time.   You know, I don't know beans about real estate.  When I bought my house, I...